Rewasto.in Privacy Policy

This privacy policy is provided by Rewasto.in and applies to all services, mobile applications, and websites owned and operated by us. We are committed to protecting your privacy and ensuring the security of your personal data.

We make every effort to keep the information we collect secure and use it responsibly and transparently.

Analytics companies may access anonymous data (such as your IP address or device ID) to help us understand how our services are used. They use this data solely on our behalf and do not share it except in aggregate form; no data is shared regarding any individual user.

Information We Collect

We may collect the following types of information from you:

1. Personal Information

Personal Information is data that can be used to identify you, including:

• Your full name
• Email address
• Telephone number(s)
• Physical address
• Date of birth
• Bank or payment account details
• Proof of identity and/or address that we may request on a case-by-case basis

2. Financial Information

• Details of bank accounts (including account holder name, account name, and account number) during financial transactions initiated by you on our platform
• Details of credit, debit, or other cards used for transactions on our website or while using our services

3. Usage Information

• Your participation in any promotions sponsored by us
• Information collected through cookies
• Details of your visits to our site, including location data, web logs, and other communication data
• Resources that you access while visiting our site

4. Technical Information

• IP address of your server from where our website is being accessed
• Type of browser (Chrome, Firefox, Safari, Edge, etc.)
• Operating system of your device
• The site you last visited before coming to our website
• Referring source that may have sent you to our website

5. Information Sharing

We generally do not share personally identifiable information (such as name, address, email, or phone) with other companies for marketing purposes. However, we may share personally identifiable information with our service partners and vendors as necessary to provide our services.

Use of Information

We use the information collected from you for the following purposes only:

1. Service Delivery
   • To facilitate your use of our website and services
   • To respond to your inquiries or fulfill your requests for information
   • To complete and fulfill your transactions, process payments, and provide customer service
2. Communication
   • To send you important information regarding our services, changes to our terms, conditions, and policies, and other administrative information
   • To help you address problems with our website, including technical issues
3. Administration & Analytics
   • For administration of our website and services
   • To conduct internal reviews and data analysis (e.g., to determine the number of visitors to specific pages)
   • To improve our internal operations and customer service
4. Compliance & Security
   • To comply with financial services regulations, including retention of financial information and transactions
   • To conduct financial and identity checks, fraud prevention checks, anti-money laundering, and credit checks
   • To enhance security of our site
   • To comply with regulatory obligations such as anti-fraud and anti-money laundering requirements
   • To provide information to statutory, regulatory, governmental authorities, or judicial bodies as required by law
5. IP Address Usage
   • We identify and use your IP address to help diagnose problems with our servers and to administer our website
   • Your IP address is also used to help identify you and to gather broad demographic information
6. Cookies
   Cookies may be used for the following purposes:
   • Customize your experience on our website
   • Obtain information regarding use of our services and assess which pages you visit most
   • Provide you with goods/services that may be of interest to you
   • Obtain information regarding your IP address, location, and demographic information such as age range and gender
   • Allow us to provide personalized services by remembering your preferences (language, location, etc.)

Third-Party Cookies: When you visit third-party websites from our platform, cookies embedded in such content may be downloaded onto your device. We do not control such third-party cookies, which are governed by the terms and conditions of those third parties.

Data Retention

1. Account Termination
   After termination of your account with us, we will destroy all data collected from you, except records and data pertaining to transactions undertaken using our services. Under applicable laws, we are required to maintain records of these transactions, including personal data such as your name, contact details, and transaction history.
2. Deleted Information
   We will delete all other Personal Information when your account is terminated. We will not retain your online banking login credentials, credit card CVV, or passwords.
3. Security Alerts
   • We will NEVER require you to disclose your personal or security details via email or other communication
   • If you receive any email, phone call, SMS, or other communication requesting you to share personal/security/financial information, DO NOT respond
   • Delete such requests immediately and forward them to connect
4. Limitation of Liability  We shall not be held responsible for any loss or damage caused by responding to fraudulent emails or sharing information with unauthorized third parties.

Disclosure of Information

1. Consent to Disclosure
   By using our website, you consent to the collection, transfer, use, storage, and disclosure of your information as described in this Privacy Policy, including the transfer of your information outside of your country of residence. You expressly authorize us to share your information in accordance with applicable laws.
2. Authorized Recipients
   We may disclose your information to:
   • Our employees, consultants, affiliates, business partners, associates, subsidiaries, and investors
   • Registered merchants and vendors with whom we work
   • Other persons with whom we are required to share information as per applicable laws
   • Third parties where you have expressed interest in receiving information about their goods/services
3. Combined Information
   We may combine your information with information we collect from other sources to improve and personalize our services.
4. Legal Disclosure
   We may disclose your personal data or other information to any statutory law enforcement body, regulatory body, or court if we are under a duty to do so or required by law.
5. Aggregate Data
   We may use your information in aggregate form to analyze usage of our services, develop marketing strategies, and create business plans. In such use, no individual user will be identified separately.

Security

1. Security Measures
   We strive to ensure the security, integrity, and privacy of your Personal Information and to protect it against unauthorized access, alteration, disclosure, or destruction. We adopt adequate technical and organizational measures to prevent unauthorized access.
2. Security Reviews
   We reserve the right to conduct security reviews at any time to verify your identity. You agree to provide all information we request for security reviews. Failure to comply may result in termination of your account and prohibition of access to our services.
3. Limitations of Liability
   • We are not liable for any breach of security or actions of third parties that receive your Personal Information
   • We shall not be held responsible for any loss, damage, or misuse of your Personal Information if attributable to a Force Majeure Event
4. Force Majeure
   A Force Majeure Event means any event beyond our reasonable control, including but not limited to: sabotage, fire, flood, explosion, pandemic, epidemic, acts of God, civil commotion, strikes, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer data, computer crashes, breach of security and encryption, etc.

Links to Other Sites

1. Third-Party Links
   Our website may provide links to other sites for your convenience. The provision of these links does not mean the sites are related to or associated with us. These sites have their own terms of use and privacy policies. You should review their privacy policies before submitting any Personal Information.
2. Third-Party Features
   We may have features on our website hosted by third parties. Your interaction with such features shall be governed by the privacy policies of those third parties.
3. No Responsibility
   We shall not be responsible for any loss, damage, claim, or expense caused as a result of accessing third-party sites and features.
4. Optional Information
   You can always choose not to provide information. However, if the information is classified as mandatory, you will not be able to access certain services, features, or content.

Communications

1. Contact from Us
   We may contact you via email address and phone number as provided by you. You may also receive system-generated transactional emails, in-app notifications, or SMS texts such as:
   • Order confirmations
   • Payment receipt notifications
   • Password change notifications
   • Service updates
2. Consent to Communications
   You expressly consent to receive communications from us through your registered phone number and/or email address. You agree that any communication received from us will not constitute spam, unsolicited communication, or a violation of your registration on the national do-not-call registry.

Revision of This Policy

1. Right to Modify
   This Privacy Policy may be updated at any time to include or exclude clauses without prior notice to you. We do not bear responsibility for individually notifying users of changes. Any changes will be effective upon posting of the revisions on our website.
2. Acceptance of Changes
   Unless otherwise specified, revised policies will take effect automatically upon posting. By continuing to access our services, you will be deemed to have agreed to accept and be bound by the revised policy.
3. Disagreement with Changes
   If you do not agree to the revised policy, you should discontinue accessing or using our services. Please review this Privacy Policy periodically to stay informed about any changes.